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Budget Tracker app icon

Budget Tracker

by Orbitra · Android

Budget & expense tracker Every dollar moves you up.

Track spending, budgets, bills and net worth in any currency, and climb from your first $1,000 to the Billionaire summit, milestone by milestone. Private, offline, no ads, no bank login.

  • Free
  • No account
  • No ads
Budget Tracker home with net worth and spending

15

milestones to the summit

21

account and asset types

4

file formats to import

0

ads, bank logins or paywalls

Home dashboard

01 Log it in seconds

See every dollar. Plan every move.

Your net worth, this month’s spending, budgets and upcoming bills on one screen.

  • Fast entry with a keypad

    Expense, income or transfer, with a built-in calculator.

  • Categories, tags and payees

    Subcategories, tags, notes, and payee suggestions that remember the category.

  • Split transactions

    One receipt across several categories. Budgets count each part.

  • Receipt photos

    Up to 5 per transaction, with location data removed.

  • Search and filters

    By words, dates, accounts, categories, tags or amount.

  • Calendar view

    Each day’s total on a month grid. Tap a day to see it.

Monthly budgets

02 Plan

Budgets, goals and bills that keep you on track

Know what is left to spend today, and never miss a bill.

  • Flexible budgets

    Weekly, monthly or yearly, per category or overall, with rollover.

  • Alerts at 80% and 100%

    Plus a daily safe-to-spend amount.

  • Recurring bills

    Posted for you or on your confirmation. Mark paid or skip one.

  • Subscription tracker

    See what your recurring costs add up to, a month and a year.

  • Goals

    Progress rings and the monthly amount you need. A goal can follow an account’s value.

  • Your payday

    Start the month on any day, 1 to 31.

The Road to Billionaire journey

03 Road to Billionaire

Every milestone on your road, mapped

Fifteen milestones from your first step to the summit. A celebration for each one, and a calculator that shows how fast you could get there.

  • Wealth milestones

    Emergency starter, Five figures, Six figures, Millionaire… all the way to Billionaire summit.

  • XP, levels and badges

    From Explorer to Summiteer, with badges you keep.

  • Streaks with a rest day

    Log every day, take a day off each week.

  • Share the moment

    A milestone image to share. The amount only if you want.

  • Billionaire Pace

    Saving, return and inflation turned into years per milestone.

Milestones and projections are there to keep you motivated. They are not financial advice.

Spending insights

04 Insights

Understand where your money goes

Clear charts with a plain headline, like “You spent 18% less on Food than your 3-month average.”

  • Spending by category

    Drill into subcategories and transactions.

  • Income, cash flow and savings rate

    Six months side by side.

  • Net worth over time

    12 months, with your milestones marked.

  • PDF report

    A summary for any dates, ready to print.

Accounts and net worth

05 Wealth

Any currency. Every asset. One net worth.

Each account in its own currency, converted with daily exchange rates into one total.

  • Every currency

    Daily ECB rates, market rates for currencies like LKR, your own rate or a custom currency.

  • Travel mode

    Type amounts in the local currency. They are saved converted.

  • Cards and loans

    Credit limits, cards that look like cards, loans with automatic installments.

  • Gold, shares and crypto

    Gold by grams and karat, Colombo Stock Exchange prices, top-100 coins.

  • Property and more

    Land, vehicles, fixed deposits, funds, retirement, with yearly growth.

  • Debt payoff planner

    Avalanche or snowball, with your debt-free month.

App lock screen

06 Private by design

Private. No ads. No bank login.

Your money data lives only on your phone. We never receive it.

  • App lock

    Your phone’s fingerprint, face or screen lock, or an app PIN.

  • Hide balances

    And hide the app in recent apps and screenshots.

  • Encrypted backups

    AES-256 backup files you keep wherever you like.

  • Delete all data

    One switch in Settings wipes everything.

And there’s more

The little things that make a big difference

  • Home-screen widgets

    Net worth, Spent this month and quick add.

  • Import

    CSV, QIF, OFX and QFX files from your bank or another app.

  • Export

    CSV, QIF or a PDF report.

  • Weekly recap

    Spent, saved and budgets on track, plus a monthly review.

  • Ledgers

    Keep a side business or shared money separate.

  • Light and dark

    And your own first day of the week.

  • English and French

    Numbers and dates in your format.

  • Every feature free

    No paywall, no in-app purchases.

How it works

Three steps. That’s it.

  1. 1

    Pick your currency

    Add your accounts, or skip and start logging.

  2. 2

    Log and plan

    Transactions, budgets, bills and goals.

  3. 3

    Climb

    Watch your net worth rise, milestone by milestone.

Privacy at a glance

Your data stays yours

  • Your money data stays on your phone. No account, no bank login.
  • No ads. Every feature is free, with no in-app purchases.
  • Anonymous usage stats and crash reports are sent only if you agree.

FAQ

Questions, answered

More on the support page.

Is it free?

Yes. Every feature is free. There are no ads, no paywall and no in-app purchases.

Do I need to connect my bank?

No. There is no bank sync. Add transactions yourself, import a CSV, QIF, OFX or QFX file, or set up recurring ones.

Does it handle more than one currency?

Yes. Each account has its own currency. The app uses daily European Central Bank rates, market rates for currencies the ECB doesn’t cover, and you can set your own rate or add a custom currency.

Is the Road to Billionaire financial advice?

No. Milestones, the pace calculator and projections are illustrations to keep you motivated, not financial advice.

How do I back up my data?

Create an encrypted backup file and save it where you like, such as Google Drive. You can also export to CSV or QIF.

Budget Tracker app icon

Start your road today.

Budget & Expense Tracker · Free on Android · by Orbitra

Get it on Google Play (opens in a new tab)